ERP, FinTech & Enterprise Software in Saudi Arabia @ FRESME
What we do
Core Services
FRESME is a technology company with offices in Riyadh and Jeddah that builds and runs ERP (Tadbir ERP), custom software, fintech platforms and websites for Saudi companies.
Specializing in:Enterprise ERP

Enterprise ERP
Tadbir ERP, implemented and customised to how you work.

FinTech
Banking, payment and wallet platforms for licensed institutions.

ESG & Sustainability
Carbon accounting, ESG reporting and governance.

Software & Apps
Web, mobile and custom software, built by our own teams.

ICT & Infrastructure
Networks, security and cloud infrastructure.

Management Consultancy
Strategy, operations and transformation advice.

Enterprise ERP
Tadbir ERP, implemented and customised to how you work.

FinTech
Banking, payment and wallet platforms for licensed institutions.

ESG & Sustainability
Carbon accounting, ESG reporting and governance.

Software & Apps
Web, mobile and custom software, built by our own teams.

ICT & Infrastructure
Networks, security and cloud infrastructure.

Management Consultancy
Strategy, operations and transformation advice.
Products & Solutions
Products, designed and built in-house.
ERP, banking and payment platforms, and AI apps. Each one built by FRESME and supported by the team that made it.
Built for:Enterprises
View all products
Tadbir ERP
Finance, supply chain, sales, HR and assets on one platform.

Tadbir e-Invoicing
E-invoicing with the QR code and XML on every invoice. Grow into full ERP.

DOBUY
Ready-to-deploy platform for managing customers, vendors, and riders with real-time tracking.

PayLayer
One payments layer for banks, fintechs, merchants and telecoms: one API, payment orchestration, white-label wallets, digital banking and e-vouchers on a single core.

Hiwar
One inbox and a chatbot for customer conversations on 50+ messaging apps, including WhatsApp, Messenger and Instagram, with a no-code flow builder, voice and IVR, a video agent and analytics.

Tadbir Attendance
Track, manage, and analyze employee attendance in real time — powered by AI and geo-tagging.

Saudi Tourist Pay
Digital wallet for visitors and pilgrims to Saudi Arabia — verify with travel documents, top up, then pay merchants, withdraw at ATMs and use a card across the Kingdom. In development.

CamAI Solutions
AI-powered smart camera platform — real-time fire & smoke detection, theft prevention, retail store heatmaps, people counting, demographic analytics, and dwell-time insights.
- 01Tadbir ERPERP Ecosystem
- 02Tadbir e-InvoicingERP Ecosystem
- 03DOBUYCommerce & Digital
- 04PayLayerFinTech & Payments
- 05HiwarAI & Smart Platforms
- 06Tadbir AttendanceERP Ecosystem
- 07Saudi Tourist PayFinTech & Payments
- 08CamAI SolutionsAI & Smart Platforms








Finance, supply chain, sales, HR and assets on one platform.
Flagship product
Tadbir ERP
One ERP for finance, supply chain, sales, HR and assets, with the Tadbir Attendance app included. We implement it, customise it to how you work, and support it after go-live.
Modules:

- 14
- modules on one platform
- 85+
- businesses run on Tadbir
- Unlimited
- users
- Multi-CR
- companies and branches in one system

FinTech
Banking, FinTech and payment platforms.
Explore FinTechFRESME is a technology provider. Banking, payment and e-money licences are held by our clients.
- 01Digital BankCore banking, accounts, cards and open APIs.
- 02Digital WalletWhite-label wallets with QR, tap-to-pay and rewards.
- 03Digital MoneyE-money issuance, safeguarding and cross-border transfers.
- 04Payment GatewaysCheckout, multi-acquirer routing and reconciliation.
- 05ATM & POSTerminal monitoring, cash forecasting and switching.
- 06Payment PlatformsInstant, bulk and cross-border payments in one hub.
- 07PSP / EMI SolutionsMerchant onboarding, settlement and reporting.
- 08Digital OnboardingDocument and face checks, screening and account opening.
AI & Blockchain
AI and blockchain, put to work.
AI agents, governance and data for your teams, and blockchain tokenization for real-estate assets.
Working on:AI agents
Blockchain & Tokenization
Tokenize real estate as part of our Fractional Real Estate platform.
- 01Smart contracts
- 02Token issuance
- 03Custodial or self-custody wallets
- 04Tamper-evident ledger
How we work
From the first meeting to go-live, and after.
- 01
Understand
We map how your business runs today: processes, data, rules and people.
- 02
Design & build
We configure our products or build what is missing, in your language and around your workflows.
- 03
Go live
We move your data, train your team and launch in phases, so work never stops.
- 04
Support
The team that built it stays with you after go-live, with support hours agreed in your plan.
Aligned with Vision 2030
FRESME & Saudi Vision 2030
Saudi Arabia is building a diversified, knowledge-based economy — and every product FRESME delivers is engineered to accelerate that transformation.

FRESME in numbers
Built, operated, supported and hosted in the region.
We run our own servers in each country we serve, so your data can stay in your country. We deliver in other countries too, set up around their data and regulatory rules.
Contact us- 30
- products, built in-house
- 85+
- businesses run on Tadbir ERP
- 85+
- clients across the region
- 4
- countries with our own servers
FRESME EcoSystem
A group of companies, built to work together.
FRESME builds and backs focused ventures across enterprise software, government compliance, sustainability, commerce and creative. Each stands on its own; together they cover the life of a modern business.
- 01TadbirERPEnterprise softwaretadbirerp.com
- 02MohlaGovTech & compliancemohla.co
- 03MashroothContracts & SLAsmashrooth.fresme.com
- 04DymoumaESG & sustainabilitydymouma.com
- 05DOBUYDigital commercedobuy.pk
- 06CreatvzCreative & brandcreatvz.com
- 07CamAI SolutionsAI video analyticsComing soon
- 08DamghaUsed-gold marketplaceComing soon
- 09DeepShieldComing soon
Our ventures





Our clients
Trusted by organisations across the globe.
85+ clients in government, energy, banking, manufacturing, education and more.
















































































Quick question? Ask Osama
Our AI assistant answers right away, in English or Arabic.
Let's Build Something Great Together
Talk to our regional experts in Saudi Arabia about your enterprise technology needs. We respond within 2 hours.
FRESME in Saudi Arabia
FRESME is a technology company with offices in Riyadh and Jeddah that builds and runs ERP (Tadbir ERP), custom software, fintech platforms and websites for Saudi companies. It is for owners and finance managers in Riyadh, Jeddah and Dammam whose finance, HR, sales and stock sit in separate tools, so the systems do not talk to each other and every report is rebuilt by hand.
Tadbir ERP set up around Saudi rules
ZATCA Phase 2 e-invoicing integrated with FATOORA, plus payroll with Mudad, Qiwa, Muqeem and Nitaqat, built into the ERP rather than bolted on.
Arabic first, English equal
Right-to-left screens, Arabic reports and invoices, and teams that work with you in Arabic or English.
Software and platforms from one team
Websites, mobile apps, custom software and fintech platforms built by our own engineers, so the ERP, the app and the payment flow are designed together.
Data that stays in the Kingdom
Hosting on our own servers in Saudi Arabia, with systems set up around the NCA and SDAIA expectations your security team asks about.
How companies here use it
A trading company in Jeddah
Tadbir ERP for sales, purchasing, stock and ZATCA invoices, with a customer ordering portal on top.
A contractor in Riyadh
Project costing, subcontractor payments, payroll and Qiwa and Mudad in one system instead of five spreadsheets.
A retail group in the Eastern Province
Branch POS and stock in Dammam and Khobar feeding one finance view, with a store app for customers.
Questions
What does FRESME do in Saudi Arabia?
FRESME is a technology company in Saudi Arabia with offices in Riyadh and Jeddah. We implement Tadbir ERP and build custom software, mobile apps, websites and fintech platforms for Saudi businesses. Our Saudi team replies within 2 hours and can show you systems we built and run.
Which ERP software supports ZATCA Phase 2 in Saudi Arabia?
Tadbir ERP from FRESME is ZATCA Phase 2 compliant and integrated with FATOORA, so Saudi companies issue e-invoices from the same system that runs sales, stock and finance. Tadbir ERP has 14 modules, runs at more than 85 businesses, and also handles payroll with Mudad, Qiwa and Muqeem.
Is there a software company in Riyadh that builds custom apps and fintech platforms?
Yes. FRESME is a software company in Riyadh, with a second office in Jeddah, that builds custom software, mobile apps and fintech platforms for Saudi companies. Our own engineers design the app, the ERP and the payment flow together, and we host on our own servers in Saudi Arabia.
Does FRESME work in Arabic with Saudi companies?
Yes. FRESME works with Saudi companies in Arabic or English from our Riyadh and Jeddah offices. Tadbir ERP screens, invoices and reports are available in both languages, including right-to-left layout, and our team replies to messages and calls within 2 hours.
Do you have an office in Saudi Arabia?
Yes. Our offices are in Riyadh and Jeddah, and we work with companies in every Saudi city, on site when a project needs it. We reply within 2 hours.
Where is our data stored?
FRESME is PDPL compliant and runs its own servers in Saudi Arabia, so your data can stay in the Kingdom.