ERP, payments and AI for businesses across the UK
What we do
Core Services
FRESME is a technology company with a UK team based in London that builds and runs ERP (Tadbir ERP), custom software, fintech platforms and websites for UK businesses.
Specializing in:Enterprise ERP

Enterprise ERP
Tadbir ERP, implemented and customised to how you work.

FinTech
Banking, payment and wallet platforms for licensed institutions.

ESG & Sustainability
Carbon accounting, ESG reporting and governance.

Software & Apps
Web, mobile and custom software, built by our own teams.

ICT & Infrastructure
Networks, security and cloud infrastructure.

Management Consultancy
Strategy, operations and transformation advice.

Enterprise ERP
Tadbir ERP, implemented and customised to how you work.

FinTech
Banking, payment and wallet platforms for licensed institutions.

ESG & Sustainability
Carbon accounting, ESG reporting and governance.

Software & Apps
Web, mobile and custom software, built by our own teams.

ICT & Infrastructure
Networks, security and cloud infrastructure.

Management Consultancy
Strategy, operations and transformation advice.
Products & Solutions
Products, designed and built in-house.
ERP, banking and payment platforms, and AI apps. Each one built by FRESME and supported by the team that made it.
Built for:Enterprises
View all products
Tadbir ERP
Finance, supply chain, sales, HR and assets on one platform.

Tadbir e-Invoicing
E-invoicing with the QR code and XML on every invoice. Grow into full ERP.

DOBUY
Ready-to-deploy platform for managing customers, vendors, and riders with real-time tracking.

PayLayer
One payments layer for banks, fintechs, merchants and telecoms: one API, payment orchestration, white-label wallets, digital banking and e-vouchers on a single core.

Hiwar
One inbox and a chatbot for customer conversations on 50+ messaging apps, including WhatsApp, Messenger and Instagram, with a no-code flow builder, voice and IVR, a video agent and analytics.

Tadbir Attendance
Track, manage, and analyze employee attendance in real time — powered by AI and geo-tagging.

Saudi Tourist Pay
Digital wallet for visitors and pilgrims to Saudi Arabia — verify with travel documents, top up, then pay merchants, withdraw at ATMs and use a card across the Kingdom. In development.

CamAI Solutions
AI-powered smart camera platform — real-time fire & smoke detection, theft prevention, retail store heatmaps, people counting, demographic analytics, and dwell-time insights.
- 01Tadbir ERPERP Ecosystem
- 02Tadbir e-InvoicingERP Ecosystem
- 03DOBUYCommerce & Digital
- 04PayLayerFinTech & Payments
- 05HiwarAI & Smart Platforms
- 06Tadbir AttendanceERP Ecosystem
- 07Saudi Tourist PayFinTech & Payments
- 08CamAI SolutionsAI & Smart Platforms








Finance, supply chain, sales, HR and assets on one platform.
Flagship product
Tadbir ERP
One ERP for finance, supply chain, sales, HR and assets, with the Tadbir Attendance app included. We implement it, customise it to how you work, and support it after go-live.
Modules:

- 14
- modules on one platform
- 85+
- businesses run on Tadbir
- Unlimited
- users
- Multi-CR
- companies and branches in one system

FinTech
Banking, FinTech and payment platforms.
Explore FinTechFRESME is a technology provider. Banking, payment and e-money licences are held by our clients.
- 01Digital BankCore banking, accounts, cards and open APIs.
- 02Digital WalletWhite-label wallets with QR, tap-to-pay and rewards.
- 03Digital MoneyE-money issuance, safeguarding and cross-border transfers.
- 04Payment GatewaysCheckout, multi-acquirer routing and reconciliation.
- 05ATM & POSTerminal monitoring, cash forecasting and switching.
- 06Payment PlatformsInstant, bulk and cross-border payments in one hub.
- 07PSP / EMI SolutionsMerchant onboarding, settlement and reporting.
- 08Digital OnboardingDocument and face checks, screening and account opening.
AI & Blockchain
AI and blockchain, put to work.
AI agents, governance and data for your teams, and blockchain tokenization for real-estate assets.
Working on:AI agents
Blockchain & Tokenization
Tokenize real estate as part of our Fractional Real Estate platform.
- 01Smart contracts
- 02Token issuance
- 03Custodial or self-custody wallets
- 04Tamper-evident ledger
How we work
From the first meeting to go-live, and after.
- 01
Understand
We map how your business runs today: processes, data, rules and people.
- 02
Design & build
We configure our products or build what is missing, in your language and around your workflows.
- 03
Go live
We move your data, train your team and launch in phases, so work never stops.
- 04
Support
The team that built it stays with you after go-live, with support hours agreed in your plan.
FRESME in numbers
Built, operated, supported and hosted in the region.
We run our own servers in each country we serve, so your data can stay in your country. We deliver in other countries too, set up around their data and regulatory rules.
Contact us- 30
- products, built in-house
- 85+
- businesses run on Tadbir ERP
- 85+
- clients across the region
- 4
- countries with our own servers
FRESME EcoSystem
A group of companies, built to work together.
FRESME builds and backs focused ventures across enterprise software, government compliance, sustainability, commerce and creative. Each stands on its own; together they cover the life of a modern business.
- 01TadbirERPEnterprise softwaretadbirerp.com
- 02MohlaGovTech & compliancemohla.co
- 03MashroothContracts & SLAsmashrooth.fresme.com
- 04DymoumaESG & sustainabilitydymouma.com
- 05DOBUYDigital commercedobuy.pk
- 06CreatvzCreative & brandcreatvz.com
- 07CamAI SolutionsAI video analyticscamaisolutions.com
- 08DamghaUsed-gold marketplaceComing soon
- 09DeepShieldComing soon
Our ventures





Our clients
Trusted by organisations across the globe.
85+ clients in government, energy, banking, manufacturing, education and more.
















































































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Our AI assistant answers right away, in English or Arabic.
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FRESME in the UK
Read moreShow less
FRESME is a technology company with a UK team based in London that builds and runs ERP (Tadbir ERP), custom software, fintech platforms and websites for UK businesses. It is for growing firms in London, Manchester and Birmingham, and for companies that trade with the Gulf and want a team that understands both ends.
ERP without the big-vendor overhead
Tadbir ERP covers finance, stock, sales and projects, with Making Tax Digital integration ready and HMRC listing handled at go-live.
Built around UK data rules
Hosting on our own servers in the UK, with systems set up around UK GDPR and ICO expectations.
A bridge to the Gulf
If you sell into Saudi Arabia, Bahrain or Pakistan, our teams there deliver and support the local side, in Arabic or Urdu where needed.
Software and fintech under one roof
Custom software, apps and payment platforms built by one team, set up around FCA expectations where your business needs them.
How companies here use it
A distributor in the Midlands
ERP for stock, purchasing and customer accounts, with a trade ordering portal for customers.
A services firm in London
Time, projects and invoicing in one system, with a client portal for documents and approvals.
An exporter in Manchester selling to the Gulf
Arabic-ready documents, multi-currency invoicing and a team in the Gulf for local support.
Questions
Which software company in London builds ERP and custom software?
FRESME is a technology company with a UK team based in London that implements Tadbir ERP and builds custom software, apps and fintech platforms for UK businesses. Delivery teams in Saudi Arabia, Bahrain and Pakistan back the London team, and we reply to enquiries within 2 hours.
Is Tadbir ERP ready for Making Tax Digital?
Tadbir ERP from FRESME has Making Tax Digital integration ready, and the HMRC listing is completed at go-live. The ERP has 14 modules covering finance, stock, sales and projects, and our UK team, based in London, sets it up for UK businesses on servers hosted in the UK.
Does FRESME host UK business data in the UK?
Yes. FRESME hosts UK systems on its own servers in the UK and sets them up around UK GDPR and ICO expectations. Our UK team, based in London, builds and runs the ERP, custom software and fintech platforms, so one company looks after both the system and where its data lives.
Can a UK software company support our Gulf or Pakistan operations?
Yes. FRESME has a UK team based in London plus offices in Riyadh, Jeddah, Manama, Lahore and Karachi, so we can deliver and support the Gulf and Pakistan side of a UK company’s project, in Arabic or Urdu where needed, under one proposal and one team.
Do you work with UK companies?
Yes. Our UK team is based in London and works with companies across England, Scotland and Wales, on site when a project needs it. We reply within 2 hours.
Where is our data stored?
On FRESME’s own servers in the UK, so your data can stay in the country.