Enterprise software, FinTech and AI, built for Pakistan
What we do
Core Services
FRESME is a technology company with offices in Lahore and Karachi that builds and runs ERP (Tadbir ERP), custom software, fintech platforms and websites for Pakistani companies.
Specializing in:Enterprise ERP

Enterprise ERP
Tadbir ERP, implemented and customised to how you work.

FinTech
Banking, payment and wallet platforms for licensed institutions.

ESG & Sustainability
Carbon accounting, ESG reporting and governance.

Software & Apps
Web, mobile and custom software, built by our own teams.

ICT & Infrastructure
Networks, security and cloud infrastructure.

Management Consultancy
Strategy, operations and transformation advice.

Enterprise ERP
Tadbir ERP, implemented and customised to how you work.

FinTech
Banking, payment and wallet platforms for licensed institutions.

ESG & Sustainability
Carbon accounting, ESG reporting and governance.

Software & Apps
Web, mobile and custom software, built by our own teams.

ICT & Infrastructure
Networks, security and cloud infrastructure.

Management Consultancy
Strategy, operations and transformation advice.
Products & Solutions
Products, designed and built in-house.
ERP, banking and payment platforms, and AI apps. Each one built by FRESME and supported by the team that made it.
Built for:Enterprises
View all products
Tadbir ERP
Finance, supply chain, sales, HR and assets on one platform.

Tadbir e-Invoicing
E-invoicing with the QR code and XML on every invoice. Grow into full ERP.

DOBUY
Ready-to-deploy platform for managing customers, vendors, and riders with real-time tracking.

PayLayer
One payments layer for banks, fintechs, merchants and telecoms: one API, payment orchestration, white-label wallets, digital banking and e-vouchers on a single core.

Hiwar
One inbox and a chatbot for customer conversations on 50+ messaging apps, including WhatsApp, Messenger and Instagram, with a no-code flow builder, voice and IVR, a video agent and analytics.

Tadbir Attendance
Track, manage, and analyze employee attendance in real time — powered by AI and geo-tagging.

Saudi Tourist Pay
Digital wallet for visitors and pilgrims to Saudi Arabia — verify with travel documents, top up, then pay merchants, withdraw at ATMs and use a card across the Kingdom. In development.

CamAI Solutions
AI-powered smart camera platform — real-time fire & smoke detection, theft prevention, retail store heatmaps, people counting, demographic analytics, and dwell-time insights.
- 01Tadbir ERPERP Ecosystem
- 02Tadbir e-InvoicingERP Ecosystem
- 03DOBUYCommerce & Digital
- 04PayLayerFinTech & Payments
- 05HiwarAI & Smart Platforms
- 06Tadbir AttendanceERP Ecosystem
- 07Saudi Tourist PayFinTech & Payments
- 08CamAI SolutionsAI & Smart Platforms








Finance, supply chain, sales, HR and assets on one platform.
Flagship product
Tadbir ERP
One ERP for finance, supply chain, sales, HR and assets, with the Tadbir Attendance app included. We implement it, customise it to how you work, and support it after go-live.
Modules:

- 14
- modules on one platform
- 85+
- businesses run on Tadbir
- Unlimited
- users
- Multi-CR
- companies and branches in one system

FinTech
Banking, FinTech and payment platforms.
Explore FinTechFRESME is a technology provider. Banking, payment and e-money licences are held by our clients.
- 01Digital BankCore banking, accounts, cards and open APIs.
- 02Digital WalletWhite-label wallets with QR, tap-to-pay and rewards.
- 03Digital MoneyE-money issuance, safeguarding and cross-border transfers.
- 04Payment GatewaysCheckout, multi-acquirer routing and reconciliation.
- 05ATM & POSTerminal monitoring, cash forecasting and switching.
- 06Payment PlatformsInstant, bulk and cross-border payments in one hub.
- 07PSP / EMI SolutionsMerchant onboarding, settlement and reporting.
- 08Digital OnboardingDocument and face checks, screening and account opening.
AI & Blockchain
AI and blockchain, put to work.
AI agents, governance and data for your teams, and blockchain tokenization for real-estate assets.
Working on:AI agents
Blockchain & Tokenization
Tokenize real estate as part of our Fractional Real Estate platform.
- 01Smart contracts
- 02Token issuance
- 03Custodial or self-custody wallets
- 04Tamper-evident ledger
How we work
From the first meeting to go-live, and after.
- 01
Understand
We map how your business runs today: processes, data, rules and people.
- 02
Design & build
We configure our products or build what is missing, in your language and around your workflows.
- 03
Go live
We move your data, train your team and launch in phases, so work never stops.
- 04
Support
The team that built it stays with you after go-live, with support hours agreed in your plan.
FRESME in numbers
Built, operated, supported and hosted in the region.
We run our own servers in each country we serve, so your data can stay in your country. We deliver in other countries too, set up around their data and regulatory rules.
Contact us- 30
- products, built in-house
- 85+
- businesses run on Tadbir ERP
- 85+
- clients across the region
- 4
- countries with our own servers
FRESME EcoSystem
A group of companies, built to work together.
FRESME builds and backs focused ventures across enterprise software, government compliance, sustainability, commerce and creative. Each stands on its own; together they cover the life of a modern business.
- 01TadbirERPEnterprise softwaretadbirerp.com
- 02MohlaGovTech & compliancemohla.co
- 03MashroothContracts & SLAsmashrooth.fresme.com
- 04DymoumaESG & sustainabilitydymouma.com
- 05DOBUYDigital commercedobuy.pk
- 06CreatvzCreative & brandcreatvz.com
- 07CamAI SolutionsAI video analyticscamaisolutions.com
- 08DamghaUsed-gold marketplaceComing soon
- 09DeepShieldComing soon
Our ventures





Our clients
Trusted by organisations across the globe.
85+ clients in government, energy, banking, manufacturing, education and more.
















































































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Our AI assistant answers right away, in English or Arabic.
Let's Build Something Great Together
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FRESME in Pakistan
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FRESME is a technology company with offices in Lahore and Karachi that builds and runs ERP (Tadbir ERP), custom software, fintech platforms and websites for Pakistani companies. It is for exporters, distributors and growing groups in Lahore, Karachi and Islamabad that have outgrown Excel and a patchwork of packages and want one team to run the ERP, build the software and keep it working after launch.
ERP built for how Pakistani firms trade
Tadbir ERP covers sales tax invoicing, with FBR digital invoicing built and switched on per client, plus multi-branch stock, dealers and receivables.
Export-ready operations
Textile, packaging and manufacturing clients use Tadbir ERP for costing, production and shipments, with reports exporters hand to foreign buyers.
Software your teams will use
Web portals, mobile apps and dealer apps that work on a mid-range phone and a weak connection, in English and Urdu.
Payments people actually use
Fintech and checkout work built around cards, JazzCash, Easypaisa and cash on delivery, with SBP guidance in mind.
How companies here use it
A textile exporter in Faisalabad
Production, stock and costing in one ERP, with export documents and buyer-ready reports.
A distributor in Karachi
Dealer orders, schemes, credit limits and receivables, with a dealer app replacing WhatsApp orders.
A growing retailer in Lahore
POS across branches, central stock and daily sales figures on the owner’s phone.
Questions
Is there a software house in Lahore that builds fintech apps?
Yes. FRESME is a software house with offices in Lahore and Karachi that builds fintech apps, payment platforms, checkout flows, web portals and mobile apps for Pakistani companies. Our engineers also run the ERP behind them, and we can show you live systems we built and run, such as dobuy.pk.
Which ERP in Pakistan supports FBR digital invoicing?
Tadbir ERP from FRESME supports FBR digital invoicing for Pakistani companies. It is built per client and switched on for your setup, which we confirm in the proposal. Tadbir ERP has 14 modules, including sales tax invoicing, multi-branch stock, dealers and receivables, and runs at more than 85 businesses.
Which software company in Karachi can implement an ERP for textile or distribution?
FRESME has a Karachi office and implements Tadbir ERP for textile, packaging, manufacturing and distribution companies. Our team sets up the system, customises it to how you trade and supports it after go-live, with servers in Pakistan, and we reply to enquiries within 2 hours.
Can a Pakistani software company work with us in Urdu?
Yes. FRESME works with Pakistani companies in Urdu or English from our Lahore and Karachi offices. We build Urdu screens where your staff need them, and apps that run on mid-range phones and weak connections. Message us and our team replies within 2 hours.
Do you have an office in Pakistan?
Yes. Our Pakistan offices are in Lahore and Karachi, and we work with companies across the country, on site when a project needs it. We reply within 2 hours.
Where is our data stored?
On FRESME’s own servers in Pakistan, so your data can stay in the country.